What We Offer
Appraisal Management Services — Residential, Commercial, BPO & More | Harpley Appraisal Management
Appraisal Services
Every appraisal product your lending operation needs — residential, commercial, review, desktop, BPO, and REO — managed through one compliant platform.
All 50
States Licensed
3,200+
Certified Appraisers
6
Product Types
48 hrs
Avg. Residential TAT
Turnaround
3–5 business days
Coverage
All 50 states
Residential Appraisals
Full URAR appraisals for single-family, condo, and multi-family properties — compliant with FNMA, FHLMC, FHA, and VA guidelines.
Our residential appraisal panel covers the full spectrum of 1-4 unit properties. Every report is completed by a licensed, geographically competent appraiser and reviewed by our in-house QC team before delivery. We support all standard forms including the 1004, 1073, 1025, and 2055.
Turnaround
7–14 business days
Coverage
Major markets + select rural
Commercial Appraisals
Income-approach and sales-comparison appraisals for office, retail, industrial, and mixed-use properties by MAI-designated appraisers.
Commercial assignments require a different level of expertise. Our panel of MAI-designated and state-certified general appraisers handles office buildings, retail centers, industrial facilities, mixed-use developments, and multifamily properties of 5+ units. We deliver FIRREA-compliant reports with full narrative support.
Turnaround
24–48 hours
Coverage
All 50 states
Review Appraisals
Desk and field review services for quality control, secondary market compliance, and pre-purchase due diligence.
Appraisal reviews are a critical tool for lenders managing repurchase risk and secondary market compliance. Our reviewers identify USPAP deficiencies, unsupported adjustments, and market data errors before they become costly problems. We offer both desk reviews (2000) and field reviews (2000A) for residential properties.
Turnaround
24–48 hours
Coverage
GSE-eligible markets
Desktop & Hybrid Appraisals
Fannie Mae 1004 Desktop and hybrid products that reduce cycle time without sacrificing accuracy — ideal for refinance pipelines.
GSE-approved desktop and hybrid appraisal products allow lenders to close faster on eligible transactions. Our desktop appraisals leverage MLS data, public records, and third-party data sources. Hybrid appraisals pair a licensed appraiser with a trained property data collector for interior inspection — delivering full appraisal credibility at reduced turnaround.
Turnaround
24–72 hours
Coverage
All 50 states
Broker Price Opinions (BPO)
Interior and exterior BPOs for default servicing, portfolio valuation, and pre-listing price guidance — delivered fast.
Broker Price Opinions provide a cost-effective alternative to full appraisals for non-lending decisions. Our licensed real estate broker network delivers interior and exterior BPOs for default servicing, REO pricing, portfolio monitoring, and loss mitigation. Reports include comparable sales analysis, market condition commentary, and a supported value conclusion.
Turnaround
48–72 hours
Coverage
All 50 states
REO Valuations
As-is and as-repaired valuations for bank-owned properties, supporting disposition strategy and loss mitigation decisions.
REO properties require specialized valuation expertise. Our appraisers and BPO agents understand the nuances of distressed asset pricing — accounting for deferred maintenance, market absorption, and disposition costs. We deliver as-is and as-repaired values with repair cost estimates to support your disposition strategy.
Nationwide Coverage
Licensed in all 50 states with 3,200+ certified appraisers.
Our appraiser panel is continuously monitored for license status, E&O insurance, geographic competency, and USPAP compliance. We maintain deep coverage in major metro markets and strong reach into rural and secondary markets — so your pipeline doesn't stall regardless of property location.
- License verification on every assignment
- Geographic competency matching
- Active E&O insurance required
- Ongoing performance monitoring
- Appraiser Independence Requirements (AIR) enforced
Get Started
Not sure which product fits your transaction?
Our lender relations team can help you select the right appraisal type for your loan scenario — reach out or place an order and we'll guide you through it.